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We can lend up to 100% of the cost or value on new and used vehicles. The approved loan to value can vary depending on several factors including but not limited to;

  • the cost versus the value of the vehicle
  • the year of the vehicle
  • the borrower’s ability to repay
  • the credit history of the individual borrower(s)

Please contact any of our Consumer Lending Representatives to obtain specific information about qualifying for a vehicle loan.

We have representatives in all of our branches to assist you.

NADA (National Automobile Dealer's Association)

Tax Advantage Auto Loan:
Security Bank offers homeowners the benefit of tax deductibility* with our Tax Advantage Auto Loan.  A Tax Advantage Auto Loan converts a regular auto loan into a loan with deductible interest payments.*

Please see our Lending Area for eligibility.

Download Auto Loan Application   (PDF - 9k)

*Consult your tax advisor.

Rate discount available if you have your loan payment automatically deducted from your Security Bank checking or savings account.

For more specific information and current loan rates, contact us at
(217) 789-3500 and talk to any of our knowledgeable staff members.


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The Security Bank service area covers Sangamon and its contiguous counties in Central Illinois. All residents within that area are eligible to apply for a loan or an account through Security Bank. We do not accept applications from individuals or businesses outside this area.