We are pleased to announce that Security Bank has joined forces with TIB -The Texas Independent Bankers Bank - to provide you the very best in VISA card services. TIB has been selected to handle your account because of the attractive benefits associated with its card programs such as: account inquiries available 24/7 through an automated response system or by contacting a customer service representative to answer more specific questions, no annual fee on some cards, and competitive rates.

A Flex Miles reward program is also available. Customers accumulate one point for every dollar spent on their Flex Miles card. Points can be redeemed for airline travel on any domestic airline.  Please contact us should you have any further questions.

With TIB, you are able to make payments online.  Click here to register and make your payments online.

We value our relationship with you and appreciate your business. Please do not hesitate to give us a call at (217) 789-3500 if you have any questions.

Consumer Credit Card Programs

VISA CLASSIC

• Available for all qualified applicants
• Introductory rate of 5.9% APR for the first 6 months
• Standard APR after introductory rate: Prime + 7.9%
• No Annual Fee
• 25 day grace period for purchases. No grace period for cash advances
• VISA Classic Benefits of rental car insurance

VISA CLASSIC With Flex Miles

• Available for all qualified applicants
• Introductory rate of 5.9% APR for the first 6 months
• Standard APR after introductory rate: Prime + 5.9%
• $35 Annual Fee
• 25 day grace period for purchases. No grace period for cash advances
• Earn one point for each dollar spent up to 10,000 per month. Only 18,000 points needed to redeem

VISA PLATINUM

• Minimum Annual Income of $35,000 with a Minimum Credit Line of $5,000.
• Intro Rate of 5.9% APR for the first 6 months.
• Standard APR after introductory rate: Prime + 7.9%.
• No Annual Fee
• 25 day Grace Period for purchases. No grace period for cash advances.
• VISA Platinum Benefits of rental car insurance

VISA PLATINUM With Flex Miles

• Minimum Annual Income of $35,000 with a Minimum Credit Line of $5,000
• Introductory Rate of 5.9% APR for the first 6 months
• Standard APR after introductory rate: Prime + 3.9%
• $35 Annual Fee
• 25 day Grace Period for purchases. No grace period for cash advances
• Earn one point for each dollar spent up to 10,000 per month. Only 18,000 points needed to redeem

MASTERCARD GOLD

• Minimum Annual Income of $35,000 with a Minimum Credit Line of $5,000
• Intro Rate of 5.9% APR for the first 6 months
• Standard APR after introductory rate: Prime + 7.9%
• No Annual Fee
• 25 day Grace Period for purchases. No grace period for cash advances
• MasterCard Gold Benefits of rental car and travel insurance

Business Credit Card Programs

VISA BUSINESS WITHOUT A GRACE PERIOD

• APR: Prime + 7.9%
• No Annual Fee
• No grace period. Finance charges will begin calculating from the date purchases are posted to the account
• Visa Business Benefits of rental car insurance

VISA BUSINESS WITH A GRACE PERIOD

• APR: Prime + 7.9%
• $40 Annual Fee per account
• 25-Day grace period on all purchases
• Visa Business Benefits of rental car insurance

VISA BUSINESS WITH FLEX MILES

• APR: Prime + 7.9%
• $79 Annual Fee per account
• 25-Day grace period on all purchases
• Visa Business Benefits of rental car insurance
• Earn one point for each dollar spent up to 10,000 per month. Only 25,000 points needed to redeem