Disclaimer:  Product offers, rates, terms and other information provided herein are subject to change without notice. Due to occasional inaccessibility to our Web site, Security Bank cannot guarantee the completeness or accuracy of the information provided herein. The information provided in the Loan Calculator is estimated, and provided solely for interactive enjoyment. The results are not guaranteed to be accurate, and are in no way endorsed, offered or guaranteed by Security Bank. The appropriate disclosures will be given to users who open accounts with Security Bank. You may request these documents before opening your account(s), or verify current offers, by calling (217) 789-3500.

Personal Information Privacy Protection Policy

At Security Bank, protecting the privacy and confidentiality of your personal information is important to our employees and to us. We value your business and the trust you put in Security Bank. To offer you the financial products and services you seek, we collect, maintain and use information about you on a routine basis. To help you better understand how your personal information is protected here at Security Bank, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice.

Information We Collect

As a trusted financial institution, we collect, retain and use nonpublic personal information about individual customers to provide products and services to our customers. We may collect nonpublic personal information about you from such sources as:

· Applications or other forms;

· Information about your transactions with us, our affiliates, or others; and

· Information we receive from a consumer reporting agency.

Information We Share

We may disclose nonpublic personal information about you with our affiliates – business related to us by common ownership or control – and other nonaffiliated third parties under limited circumstances. Any nonpublic personal information shared is conducted in strict adherence to applicable law. Such nonpublic personal information includes:

· Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income;

· Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions and credit card usage; and

· Information we receive from a consumer reporting agency, such as information relating to your creditworthiness and credit history.

Who Receives Information and Why

We do not disclose any nonpublic personal information about our customers, or former customers after two years from the time they cease to be our customers, to anyone, except as permitted by law. We may exchange such information with our affiliates and certain nonaffiliated third parties (under limited circumstances) to the extent possible under law to service your account, offer products or services we believe you may find valuable, report to credit bureaus, manage risk, and perform other financial services related activities.

Service Providers/Joint Marketing Partners

To provide our customers with products or services that we believe may meet your financial needs, we may exchange limited nonpublic personal information (described under the “Information We Share” section of this statement) about you to nonaffiliated firms that conduct marketing services on our behalf, or with financial institution partners to offer jointly endorsed financial products or services.

Giving you the Power to Choose

To continue providing you with the best possible service and offering you a vast array of financial products that we believe may be of interest to you, we reserve the right to share nonpublic personal information with our nonaffiliated third party partners as allowed by law.

Under existing law, Security Bank may share information relating to your account application and other information received from third parties (such as credit bureaus) with any Security Bank affiliate. It is important to note that transactional and experiential information (such as account transactions, balances and payment history) with a customer can be shared among affiliates and others as permitted by federal law.

In the absence of a statutory or regulatory exception that authorizes disclosure by us, we must obtain authorization from you before disclosing nonpublic personal information or financial records to nonaffiliated third parties. Furthermore, at any time after you grant us authorization to disclose, you may rescind authorization by notifying us of your election to rescind previously granted authorization or by exercising your option to opt out of future disclosures not authorized by a statutory or regulatory exception. You may exercise your opt out right by checking the appropriate box on an opt out notice.

You have separate opt out rights under the Fair Credit Reporting Act regarding the disclosure of information to bank-affiliated third parties.

How We Protect Your Information

We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. Security Bank maintains strict procedures and policies to safeguard your privacy. We restrict employee access to customer information to only those who have a business reason to know such information, and we educate our employees about the importance of confidentiality and customer privacy.

Security Bank Affiliates:

S.B. Financial, Inc.

Security Bank
510 East Monroe
Springfield, IL 62701
(217) 789-3500