How may we help you?
Security Bank’s Personal Banking gets to know you and your needs and then connects you with the best checking solution for your financial needs. Manage your money with ease – conveniently and efficiently.
Checking that earns interest and refunds ATM fees.
- $100 minimum to open
- No minimum balance required
- No monthly service charge
- Earn Interest*
- ATM fees are refunded nationwide*
- Qualifiers must be satisfied per cycle to receive rewards
For our clients over 50, we want to salute you with this account full of special perks.
- Tiered interest structure
- Minimum daily balance of $1,000
- Interest earned on balances over $2,500
- Free online banking, & E-statements
- 24 Hour Phone Banking
- $100 to open
*Qualifiers: 10 debit card transactions posted and cleared each qualification cycle, 1 direct deposit or ACH debit, access online banking or mobile banking, receive electronic statements.
With Security Bank’s Personal Banking, we offer a variety of savings options to help you with your goals.
Automatically save and earn interest. Companion product to SmartCheck Rewards Checking.
- $10 minimum to open
- No minimum balance required
- No monthly service charge
- Interest from SmartCheck Rewards Checking transfers into the SmartCheck Rewards Savings at the end of the qualification cycle when SmartCheck Rewards Checking qualifiers are met
- ATM fee refunds for SmartCheck Rewards Checking transfers into the SmartCheck Rewards Savings when qualifiers are met
Lock in a great rate of return so you can be sure you’re getting the best return for the length of the term.
- Fixed rates
- Competitive yields
- Terms from 182 days to 5 years
- Interest compounded daily
- May be opened as an IRA
- Interest checks available monthly or quarterly
- $1,000 to open
- FDIC insured
If you’ve got a high deductible plan, set funds aside for medical expenses and get tax advantages too!
- Interest bearing
- Free VISA debit card
- Free Internet Banking
- Free E-statements
- Direct Deposit available
- FDIC insured
- $50 to open
Start planning for the future today with a great interest rate and tax benefits to help your savings grow.
- Competitive Rates
- Possible tax advantages
- Free Online Banking
- 24 Hour Phone Banking
- Personal service
- Flexible terms
- FDIC insured
When saving for a large purchase or future expenses, building a healthy savings is a good idea.
- Interest bearing
- Low $100 minimum balance
- Free Online Banking
- Free E-statements
- 24 Hour Phone Banking
- Direct Deposit available
- Only $100 to open
Money Market Account
Make the most of your money with tiered rates so that as your balance goes up, so do your returns.
- Tiered interest rates
- Low $2,500 minimum balance
- Free Online Banking
- Free E-statements
- 24 Hour Phone Banking
- Direct Deposit available
- $2,500 to open
- FDIC insured
Holiday Club Account
Save all year long for any holiday gift-giving season or for other special events or expenses.
- Interest bearing
- No monthly fee
- Low $10 minimum balance
- Free Online Banking
- Free E-statements
- 24 Hour Phone Banking
- Direct Deposit available
- Interest compounded daily
- Unlimited deposits or transfers into account
- Only $10 to open
CDARS Program
Invest larger amounts and still get the peace of mind that comes with full FDIC insurance. CDARS can be a valuable cash management or longer-term investment tool for you.1
- Receive up to $50 million in FDIC insurance coverage.
- Earn one interest rate and receive one regular statement. Individual investors receive one year-end tax form.
- The full value of your money can support lending opportunities in your local community.2
- Your money earns CD-level returns which may compare favorably with other investment alternatives, including Treasuries, corporate sweep accounts, and money market funds.
1 Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with Hyperion Bank. The agreement contains important information and conditions regarding the placement of funds by us. 2 This benefit applies to some, but not all types of CDARS transactions. Let us know if this benefit is important to you, so that we can explain the relevant terms and conditions in more detail. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.
Mortgage Loans
With historically low rates, there is no better time to purchase a new home. We offer competitive rates and favorable terms.
Auto Loans
Need a new vehicle? Get pre-approved so that you can walk into the dealership knowing that you’ll get a good deal.
With our online services, it’s easier to do your banking, anywhere, anytime. Our personal banking solutions have a variety of online services to fit your fast-paced lifestyle.
DIGITAL BANKING
You’re on the go and now your Security Bank is too. Enjoy the convenience of banking anywhere anytime through secure online access to your accounts. Use any device (phone, tablet, laptop, or desktop) to connect whenever and wherever it’s convenient for you!
- Check your account balances
- Transfer funds
- View statements
- Search transaction history
- Make loan payments
MOBILE BANKING
Access your accounts from anywhere at any time with our free* mobile app.
- Check your account balances
- Transfer funds
- Make loan payments
- Pay bills
- Deposit checks**
- View account history and more
ONLINE BILL PAY
Paying bills is not anyone’s favorite chore; our Online Bill Pay system makes it simple.
- Save time and expense
- Secure encryption
E-STATEMENTS
Receive e-statements that protect against identity theft, allows for faster statement access, saves time and clutter while helping the environment.
MOBILE DEPOSIT
Depositing a check is no longer an errand. Save a trip. Deposit from anywhere. It’s easy, secure and convenient. Please call 217-789-3500 to activate.
* Your cellular provider’s data and text messaging rates may apply. Additional fees also apply for mobile deposit. *Data rates may apply. Check with your mobile phone carrier for details. App Store is a service mark of Apple Inc. Apple and the apply logo are trademarks of Apple, Inc., registered in the U.S. and other countries. Android, Google Play and the Google Play logo are trademarks of Google Inc.
**Please call 217-789-3500 to activate.

Deposit Checks, Check Balances and Transaction History*
*Data rates may apply. Check with your mobile phone carrier for details. App Store is a service mark of Apple Inc. Apple and the apply logo are trademarks of Apple, Inc., registered in the U.S. and other countries. Android, Google Play and the Google Play logo are trademarks of Google Inc.

Visa Debit Card
Debit cards eliminate the need to carry cash or physical checks to make purchases directly from your account.
Safe Deposit Boxes
Keep your important documents and other valuables where they’re safe from theft, fire, or flood. We have safe deposit boxes available at all three of our locations.
Rest Assured. You work hard for your money, and so do we. The FDIC insures up to $250,000 in your Security Bank account. If your account balance rises above $250,000, you may deposit the surplus with other ICS network institutions. This ensures that all your money stays protected. The best part? Your funds stay liquid and remain accessible whenever you need them. How does it work? The FDIC insures deposits up to $250,000. Insured Cash Sweep takes funds in excess of the FDIC-insured amount. Insured Cash Sweep doesn’t just protect your large deposits, it gives you access to beneficial interest rates and accounts at these other member institutions.