Here’s why thousands of customers have already enrolled:

At Security Bank, we believe the best financial habits start small — and now, they can start automatically.

• No More Late Fees: Payments happen automatically, so you never miss a due date.
• Improved Credit Health: On-time payments are the most important factor in your credit score.
• Simplified Budgeting: Predictable, automatic payments make it easier to plan your month.
• Peace of Mind: Once it’s set up, you can relax knowing your payments are covered.

How to Enroll:
You can set up Auto-Pay in Online Banking or by visiting your local branch. Our team is here to help if you have any questions.

Don’t wait—simplify your payments today.

Set Up Auto-Pay Now

If you've ever wished saving money was easier, we’ve got great news: it can be.

At Security Bank, we believe the best financial habits start small — and now, they can start automatically. That’s why we’re excited to introduce Security Cents, our newest savings tool designed to help you build your savings with every swipe of your debit card.

What Is Security Cents?

Security Cents is a round-up savings program that makes it easy to grow your savings without changing your routine. Every time you make a purchase with your Security Bank debit card, we’ll round up the transaction to the nearest dollar and transfer the difference into your Security Bank savings account.

Let’s say you buy lunch for $7.45.
We round it up to $8.00.
That extra $0.55 is deposited into your savings account — just like that.

 Why Use Security Cents?

Effortless Saving
You don’t need to change your budget or remember to transfer money — Security Cents does it for you.

Small Cents, Big Results
Rounding up a few cents per purchase might not seem like much, but over time those pennies can add up to serious savings.

Total Control
You can customize your round-up amount (up to $9.00 per transaction) or stick with the default $1.00 round-up setting.

No Cost to Join
Security Cents is a free feature available to eligible Security Bank customers.

 How It Works

  1.  Make a debit card purchase using your Security Bank checking account.

  2.  We round the transaction up to the nearest dollar.

  3.  The difference is transferred to your Security Bank savings account at the end of each business day.

It’s that simple.

 Who Can Enroll?

To get started with Security Cents, you’ll need:

  *   A Security Bank Checking Account

  *   A Security Bank Debit Card

  *   A Security Bank Savings Account

  *   To agree to the program’s Terms & Conditions

Note: This program is not available for Business, Money Market, or Health Savings accounts.

 Ready to Watch Your Savings Grow?

Whether you're building an emergency fund, saving for the holidays, or just looking to grow your cushion — Security Cents can help you get there, one swipe at a time.

 Enroll today and start saving without even thinking about it.

 Click here to enroll in Security Cents

Have questions? Call us at 217-789-3500, email support@securitybk.com, or stop by your local branch.

A Faster, Safer, and More Convenient Way to Pay

As part of our commitment to innovation and security, we’re excited to introduce the new Security Bank Visa® Contactless Debit Card. This enhanced card offers a modern design, advanced security features, and the convenience of tap-to-pay technology.

What’s New?

Tap & Go Payments – Simply tap your card at any contactless-enabled terminal for quick and secure transactions.

Enhanced Security – Your name and card details are now printed on the back for added protection.

COMING SOON! Mobile Wallet Ready – Easily link your card to Apple Pay®, Google Pay®, or Samsung Pay® for digital payments on the go.

Same Trusted Card – Now Even Better – Continue using your card for chip and PIN or traditional swipe transactions when needed.

When Will You Receive Your New Card?

We are introducing contactless debit cards as your current card reaches its expiration date. Rather than a mass reissue, you will receive your upgraded card automatically in a secure, unmarked envelope when it’s time for renewal.

How to Use Your Contactless Card

1. Look for the contactless symbol on payment terminals.
2. Tap your card within a few inches of the reader.
3. Wait for confirmation—a beep, green light, or checkmark.
4. If contactless isn’t available, you can still insert or swipe your card as usual.

Manage Your Card Anytime, Anywhere

With the Security Bank Mobile App, you can:

• Lock and unlock your card instantly.
• Set up real-time transaction alerts.
• Monitor your spending with ease.

Your new Security Bank Visa® Contactless Debit Card is designed to give you faster, more secure payments wherever you go. Stay tuned for your upgrade when it’s time for your renewal!

Questions? Visit your nearest Security Bank branch or contact our support team at 217-789-3500 or support@securitybk.com.

At Security Bank we feel it is important for future generations to learn healthy financial habits to instill a good foundation of financial literacy for a lifetime.

Importance of Financial Literacy
Financial literacy is crucial for everyone as it lays the foundation for a stable and successful financial future. Understanding basic financial concepts helps individuals make informed decisions about managing money, saving, investing, and avoiding debt.

Here are key reasons why financial literacy is important:

• Empowers Informed Decision-Making: Financial literacy equips individuals with the knowledge to make informed choices about their finances. This includes understanding how to budget, the benefits of saving, and the risks associated with credit and loans.
  
• Promotes Responsible Spending: By learning about budgeting and tracking expenses, individuals can develop responsible spending habits. This helps prevent impulsive purchases and encourages mindful spending, ensuring that their money is used wisely.
  
• Encourages Saving and Investment: Financial literacy teaches the importance of saving for future needs and emergencies. It also introduces the basics of investing, helping individuals understand how to grow their wealth over time through compound interest and diversified investments.
  
• Reduces Financial Stress: Knowledge of financial management can significantly reduce the stress associated with money. Individuals who understand how to manage their finances are better prepared to handle financial challenges and avoid the pitfalls of debt.
  
• Builds a Strong Financial Foundation: Early financial education sets the stage for lifelong financial health. Individuals who learn to manage their money effectively are more likely to achieve financial independence and stability as adults.
  
• Enhances Security and Fraud Awareness: Financial literacy includes understanding how to protect personal financial information and recognize potential scams. This awareness is crucial in today's digital age, where financial fraud is prevalent.

By fostering financial literacy, we empower individuals to take control of their financial futures, make prudent decisions, and build a solid foundation for their adult lives.

Budgeting and Managing Your Money
Setting up a budget is one of the best ways to manage your money. Start by listing your sources of income, such as allowance or part-time job earnings. Next, list your expenses, such as school supplies, snacks, or entertainment. Make sure your expenses do not exceed your income. Use your debit card to help you stick to your budget by tracking your spending and checking your balance regularly.

To open a youth checking or savings, contact a banker today at support@securitybk.com or 217-789-3500.

Consumers should always exercise caution when it comes to your personal and financial information. The following tips may help prevent you from becoming a fraud victim.

• Be aware of incoming email or text messages that ask you to click on a link because the link may install malware that allows thieves to spy on your computer and gain access to your information.
• Be suspicious of any email or phone requests to update or verify your personal information because a legitimate organization would not solicit updates in an unsecured manner for information it already has.
• Confirm a message is legitimate by contacting the sender (it is best to look up the sender’s contact information yourself instead of using contact information in the message).
• Assume any offer that seems too good to be true, is probably a fraud.
• Be on guard against fraudulent checks, cashier’s checks, money orders, or electronic fund transfers sent to you with requests for you to wire back part of the money.
• Be wary of unsolicited offers that require you to act fast.
• Check your security settings on social network sites. Make sure they block out people who you don’t want seeing your page.
• Research any “apps” before downloading and don’t assume an “app” is legitimate just because it resembles the name of your bank or other company you are familiar with.
• Be wary of any offers that pressure you to send funds quickly by wire transfer or involve another party who insists on secrecy.
• Beware of disaster-related financial scams. Con artists take advantage of people after catastrophic events by claiming to be from legitimate charitable organizations when, in fact, they are attempting to steal money or valuable personal information.

Learn more Cybersecurity Tips

1. Keep Your Card Safe

Always know where your card is. Keep it in a secure place, whether in your wallet, purse, or a specific spot in your room. Do not share your PIN. Your PIN is like a password. Keep it secret, and do not share it with anyone, even friends.

2. Be Careful with Online Shopping

Use trusted websites. Only shop on websites that you know are safe. Look for "https" in the URL and a padlock symbol. Avoid public Wi-Fi when shopping online or managing your account, use a secure, private internet connection.

3. Monitor Your Account Regularly

Review your digital banking regularly for unusual transactions. Set up alerts to monitor transactions and when your card is used.

4. Report Lost or Stolen Cards Immediately

Act quickly. If you lose your card or it gets stolen, contact our Bank immediately or log in to your digital banking to report it. We can freeze your account and issue a new card. You will need to call or visit a branch to start the fraud and dispute paperwork.

5. Be Cautious with Card Sharing

Avoid lending your card to friends or family.

6. Secure Your Devices

Protect your phone and computer with strong, unique passwords. Utilize multi-factor authentication when available for extra security. Look for card skimmers before inserting or swiping a card at any point of sale – this includes gas stations and ATMs.

Please contact a member of our retail team to learn how you can safely use your debit card and digital banking.

In a recent scam, cybercriminals posted a fake video of Elon Musk on YouTube, trying to trick you into handing over your money. Cybercriminals often use AI to impersonate celebrities so that they can spread misinformation or trick people into falling for their scams. This particular scam attempts to trick you into depositing your cryptocurrency into an online account.
In this scam, the cybercriminals used AI to create a fake video that looks and sounds like the real Elon Musk. The video contains a QR code, and the AI-generated Musk urges you to scan it. If you follow the instructions to scan the code, you will be directed to deposit money into an account with the promise of receiving a larger return for your investment. The catch is there is no return on your investment. Your funds are deposited right into the scammers’ pockets!
Follow these tips to avoid falling victim to an AI video scam:

  *   Be wary of any social media content that uses endorsements from celebrities, because celebrities can be impersonated online.
  *   Be cautious whenever you are prompted to enter financial information online. Only use official financial websites.
  *   No legitimate financial institution will guarantee a large return on a small investment. If the opportunity seems too good to be true, it usually is.

Avoid Phishing Scams with Three Simple Tips Phishing scams are online messages designed to look like they’re from a trusted source. We may open what we thought was a safe email, attachment, or image only to find ourselves exposed to malware or a scammer looking for our personal data. The good news is we can take precautions to protect our important data. Learn to recognize the signs and report phishing to protect devices and data.

  1.  Recognize the common signs

  *    Urgent or emotionally appealing language
  *   Requests to send personal or financial information
  *   Unexpected attachments
  *   Untrusted shortened URLs
  *   Email addresses that do not match the supposed sender
  *   Poor writing/misspellings (less common)

2. Resist and report

Report suspicious messages by using the “report spam” feature. If the message is designed to resemble an organization you trust, report the message by alerting the organization using their contact information found on their webpage.

3. Delete

Delete the message. Don’t reply or click on any attachment or link, including any “unsubscribe” link. The unsubscribe button could also carry a link used for phishing. Just delete.

If a message looks suspicious, it’s probably phishing.

But even if there’s a possibility it could be real, don’t click any link or attachment or call any number. Look up another way to contact a company or person directly:

  *   Go to a company’s website to find their contact information
  *   Call the individual at a known number and confirm whether they sent the message

Avoiding phishing is one way to Secure Our World. We can help one another stay safer online so share these tips with a family member or friend!

Information provided by Secure Our world via cisa.gov/SecureOurWorld