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We offer accounts that provide a high rate of return. Let us show you what our team of professionals can do for you and your organization.

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Personal Checking

Security Bank Personal Banking starts with understanding you. We take the time to learn your goals and connect you with the checking solutions that fit your life—so you can manage your money simply, conveniently, and with confidence.

SmartCheck Rewards with Savings Checking

Earn interest while automatically building your savings. SmartCheck Rewards with Savings Checking works just like our SmartCheck Rewards Checking account—except the interest you earn is deposited directly into your companion SmartCheck Rewards Savings account, helping you grow your savings automatically.

Account Features

Earn interest when monthly qualifications are met
Interest automatically deposited into your SmartCheck Rewards Savings account
ATM fee refunds (up to $25 per statement cycle) when qualifications are met
No monthly service charge
Free digital banking with online and mobile access
Free eStatements
Visa® Debit Card included

Monthly Qualifications

Complete the following each qualification cycle to earn interest and ATM fee refunds:

Receive electronic statements only
Have at least one direct deposit or ACH debit
10 debit card transactions posted and cleared each qualification cycle
Access digital banking monthly

When qualifications are met, the interest earned on your SmartCheck Rewards with Savings Checking and any ATM fee refunds will be automatically transferred to your SmartCheck Rewards Savings account at the end of the qualification cycle.

Smart Check Rewards

Checking that earns interest and refunds ATM fees up to $25 when qualifiers are met.

$100 minimum to open
No minimum balance required
No monthly service charge
Earn Interest*
Domestic ATM fees are refunded nationwide (up to $25 per statement cycle)*
Qualifiers must be satisfied per cycle to receive rewards

Monthly Qualifications

Complete the following each qualification cycle to earn interest and ATM fee refunds:

Receive electronic statements only
Have at least one direct deposit or ACH debit
10 debit card transactions posted and cleared each qualification cycle
Access digital banking monthly

SmartCheck Senior

For our clients over 50, we want to salute you with this account full of special perks.

Minimum daily balance of $1,000 to avoid $5 monthly service fee
Interest bearing
Free paper statements
Digital and Mobile Banking
24-Hour Phone Banking
$100 to open
Discounts on check orders. Limits may apply.