WAIVE MORTGAGE FEE

Talk to one of our lenders on how you can waive the mortgage loan origination fee when you open a checking account.

Personal Savings

With Security Bank’s Personal Banking, we offer a variety of savings options to help you with your goals.

Smart Rewards Savings

Automatically save and earn interest. Companion product to SmartCheck Rewards Checking.

$10 minimum to open
No minimum balance required
No monthly service charge
Interest from SmartCheck Rewards Checking transfers into the SmartCheck Rewards Savings at the end of the qualiﬁcation cycle when SmartCheck Rewards Checking qualiﬁers are met
ATM fee refunds for SmartCheck Rewards Checking transfers into the SmartCheck Rewards Savings when qualiﬁers are met

Certificates of Deposit

Lock in a great rate of return so you can be sure you’re getting the best return for the length of the term.

Fixed rates
Competitive yields
Terms from 182 days to 5 years
Interest compounded daily
May be opened as an IRA
Interest checks available monthly or quarterly
$1,000 to open
FDIC insured

Health Savings Account

If you’ve got a high deductible plan, set funds aside for medical expenses and get tax advantages too!

Interest bearing
Free VISA debit card
Free Internet Banking
Free E-statements
Direct Deposit available
FDIC insured
$50 to open

Individual Retirement Account

Start planning for the future today with a great interest rate and tax benefits to help your savings grow.

Competitive Rates
Possible tax advantages
Free Online Banking
24 Hour Phone Banking
Personal service
Flexible terms
FDIC insured

Statement Savings Account

When saving for a large purchase or future expenses, building a healthy savings is a good idea.

Interest bearing
Low $100 minimum balance
Free Online Banking
Free E-statements
24 Hour Phone Banking
Direct Deposit available
Only $100 to open

Money Market Account

Make the most of your money with tiered rates so that as your balance goes up, so do your returns.

Tiered interest rates
Low $2,500 minimum balance
Free Online Banking
Free E-statements
24 Hour Phone Banking
Direct Deposit available
$2,500 to open
FDIC insured

Holiday Club Account

Save all year long for any holiday gift-giving season or for other special events or expenses.

Interest bearing
No monthly fee
Low $10 minimum balance
Free Online Banking
Free E-statements
24 Hour Phone Banking
Direct Deposit available
Interest compounded daily
Unlimited deposits or transfers into account
Only $10 to open

CDARS Program

Invest larger amounts and still get the peace of mind that comes with full FDIC insurance. CDARS can be a valuable cash management or longer-term investment tool for you.¹

Receive up to $50 million in FDIC insurance coverage.
Earn one interest rate and receive one regular statement. Individual investors receive one year-end tax form.
The full value of your money can support lending opportunities in your local community.²
Your money earns CD-level returns which may compare favorably with other investment alternatives, including Treasuries, corporate sweep accounts, and money market funds.

Youth Savings

Youth savings account is for children under the age of 18. Minimum balance to open $10. No minimum balance requirements. Once a child reaches 18, the account is subject to the same requirements as the Regular Savings account. Credit approval of a parent or legal guardian is required for a Minor Savings account. Contact a member of our retail team for current interest rates.

Starting to save at a young age teaches financial literacy.
Interest bearing
Only $10 to open
No minimum balance.

1 Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with Hyperion Bank. The agreement contains important information and conditions regarding the placement of funds by us. 2 This benefit applies to some, but not all types of CDARS transactions. Let us know if this benefit is important to you, so that we can explain the relevant terms and conditions in more detail. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.