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We offer accounts that provide a high rate of return. Let us show you what our team of professionals can do for you and your organization.

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Personal Checking

Security Bank Personal Banking starts with understanding you. We take the time to learn your goals and connect you with the checking solutions that fit your life—so you can manage your money simply, conveniently, and with confidence.

SmartCheck Rewards with Savings Checking

Earn interest while automatically building your savings. SmartCheck Rewards with Savings Checking works just like our SmartCheck Rewards Checking account—except the interest you earn is deposited directly into your companion SmartCheck Rewards Savings account, helping you grow your savings automatically.

Account Features

  • Earn interest when monthly qualifications are met
  • Interest automatically deposited into your SmartCheck Rewards Savings account
  • ATM fee refunds (up to $25 per statement cycle) when qualifications are met
  • No monthly service charge
  • Free digital banking with online and mobile access
  • Free eStatements
  • Visa® Debit Card included

Monthly Qualifications

Complete the following each qualification cycle to earn interest and ATM fee refunds:

  • Enroll in and receive eStatements or digital statements
  • Have at least one direct deposit or ACH debit
  • Complete 10 debit card purchases per month

When qualifications are met, the interest earned on your SmartCheck Rewards with Savings Checking and any ATM fee refunds will be automatically transferred to your SmartCheck Rewards Savings account at the end of the qualification cycle.

Smart Check Rewards

Checking that earns interest and refunds ATM fees up to $25 when qualifiers are met.

  • $100 minimum to open
  • No minimum balance required
  • No monthly service charge
  • Earn Interest*
  • Domestic ATM fees are refunded nationwide (up to $25 per statement cycle)*
  • Qualifiers must be satisfied per cycle to receive rewards

* What are the qualifiers that must be met monthly?

  • 10 debit card transactions posted and cleared each qualification cycle
  • 1 direct deposit or ACH debit
  • Access digital banking
  • Receive electronic statements only

SmartCheck Senior

For our clients over 50, we want to salute you with this account full of special perks.

  • Minimum daily balance of $1,000 to avoid $5 monthly service fee
  • Interest bearing
  • Interest earned on balances over $2,500
  • Free paper statements
  • Digital and Mobile Banking
  • 24-Hour Phone Banking
  • $100 to open
  • Discounts on check orders. Limits may apply.
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